Quick answer
Use the Opay wallet or Opay Bank Transfer if you want the same method for deposits and withdrawals. Opay Cards is deposit-only. Opay is one of the cashier's recommended methods, and Opay deposits qualify for bonuses.
The three Opay options
| Option | Cashier section | Deposit | Withdraw |
|---|---|---|---|
| Opay | E-wallets (and Recommended) | Yes | Yes |
| Opay Cards | Payment cards | Yes | No |
| Opay Bank Transfer | Bank transfer | Yes | Yes |
How to deposit with Opay
- Log in, open the cashier and choose Opay.
- Opt in to a bonus on the deposit page if you want one.
- Enter the amount in naira and confirm.
- Approve the payment in your Opay app. The deposit appears once Opay confirms it.
How to withdraw to Opay
- Open Withdraw and choose Opay (e-wallet) or Opay Bank Transfer.
- Enter the amount and your Opay details, in your own name.
- Submit the request and track it under Withdrawal requests.
Worked example
- Deposit from the Opay wallet₦5,000
- Single at odds of 2.40 wins₦12,000
- Withdraw to the Opay wallet₦12,000
- Method used both ways
- Opay
Had the deposit gone in with Opay Cards, the withdrawal would still need the Opay wallet, Opay Bank Transfer or Paystack Banks, because cards can't receive withdrawals.
Last updated 29 October 2026. Offers, limits and features can change; the terms shown in your account and in the General Terms and Conditions always apply.